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Monday, February 12, 2018

If you’re looking for a gift that will express your love better than chocolates or a bouquet of flowers, don’t fret. Trendhunter.com has some innovative and unconventional suggestions:• Literary love tattoos. Perhaps, you’d like Rainer...

 

Tuesday, January 30, 2018

Here’s a riddle for you: Some people are reluctant to start me, unless I’m automatic. I’m frequently exhausted when I don’t roll over. I’m sometimes left behind. Retirees devour me. What am I? Answer: A retirement savings plan.New jobs...

 

Thursday, January 11, 2018

Most Americans know Martin Luther King, Jr. was a Baptist minister and the leader of the Civil Rights Movement in the United States until he was assassinated in 1968. Test your knowledge with this quiz about Dr. King.1. Before...

 

Wednesday, January 3, 2018

Fifteen years ago, a Health Services Research report described the challenges ahead for the United States as the Baby Boom generation aged into retirement. Four issues were paramount: 1) improving payment and insurance systems for...

 

Thursday, December 21, 2017

The last bear market in bonds began in the middle of the last century and lasted for about 31 years. Some investors who bought bonds in 1950 locked in relatively low rates of return for a very long time. On January 1, 1950, 10-year U.S...

 

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Thursday, December 21, 2017

New years bring new adventures, and 2018 is no different. To paraphrase Ed Sullivan: 2018 could be a really big year. Here are a few of the events we can look forward to:• Men’s World Cup in Russia. CBS’s power rankings put Brazil at...

 

Wednesday, December 20, 2017

“The holidays are often seen as a time of joy: ruddy cheeks, festive parties, and twinkling laughter, all wrapped in a warm, tinsel-framed glow. It’s the most wonderful time of the year! It may be the ‘season to be jolly,’ but not...

 

Wednesday, November 29, 2017

There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for retirement. There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for...

 

Sunday, November 19, 2017

Thanksgiving is the mother of all family dinners. It’s a celebration of our great nation and the many blessings that occur when people unite together in the spirit of communication. As you’re gathered around the table this year, here’s...

 

Wednesday, November 8, 2017

All too often, we assume the men and women who fought for our country can take care of themselves. Unfortunately, that isn’t always the case. There are some important ways ordinary Americans can help those who are returning from battle...

 

Monday, October 30, 2017

Retirement and Social Security are inextricably linked. Not only did Social Security help establish the official U.S. retirement age at 65, it also provides a significant portion of today’s retirees’ incomes. Retirement and Social...

 

Friday, October 27, 2017

I happened across an article a few days ago that referenced a speech Warren Buffett gave at Columbia Business School. During that speech, Buffett cited the long-term performance of 10 investment management firms (serving mostly...

 

Wednesday, October 4, 2017

What if you retired right before the Financial Crisis? We are approaching the ten-year anniversary of the Financial Crisis, when the S&P 500 peaked on October 11th, 2007, only to fall more than 55% over the next 18 months. As we look...

 

Friday, September 8, 2017

While pensions have been around for a long time—going as far back as the mid-1800's, when they were first offered to members of the military, then local and state governments, and finally private companies—they were always...

 

Monday, July 10, 2017

How will you respond to the next bear market? If you haven't heard of Jason Zweig or read any of his articles in the Wall Street Journal, you're missing out. He's incredibly talented and insightful about the world of investing and...

 

Wednesday, June 28, 2017

Professionals vs. Amateurs My family and I recently spent a week in Florida visiting my parents. They've lived in the seaside town of Port Orange for around five years, and as Jack and Gwen grow up they look forward to the trips more...

 

Friday, June 16, 2017

Teaching Kids About Money A report came out recently that said, "By 2030, within 10 years of regulatory approval of autonomous electric vehicles (A-EVs), 95 per cent of all US passenger miles traveled will be served by on-demand,...

 

Tuesday, May 16, 2017

Rules to Break and the Art of Financial Planning When it comes to our finances, there are certain rules that should never be broken. We all need life insurance, we shouldn't spend more than we make, we need a rainy-day fund, we must...

 

Monday, April 10, 2017

A Proper Perspective on Home Ownership Recent home prices, both nationwide and in the Triangle area, have been surging over the past few years. The escalation in prices across the country bring back memories of the boom period prior to...

 

Wednesday, March 1, 2017

Providing Context to the Current Bull Market The current bull market has been running since March 9th, 2009. The Dow Jones Industrial Average[i] (DJIA) is over 20,000 and continues to hit all-time highs. Valuations are above historical...

 

Friday, January 27, 2017

Should You Expect Less? The past 36 years have been good to investors. It may not feel like it given the painful memories that remain from the Great Recession, but seasoned stock market investors have partaken in one of the greatest...

 

Thursday, December 15, 2016

What’s Your Investing “Truth?” On my drive to work the other morning I listened to a podcast from Patrick O'Shaughnessy, CFA. In it, he was interviewing Morgan Housel, formerly a writer for the Motley Fool and now of...

 

Monday, November 28, 2016

Factoring Healthcare Costs into Your Retirement Plans A particularly unique challenge facing retirees—both present and future—is the cost of health care. It is unique in that it can be exacerbated by high inflation and...

 

Friday, November 11, 2016

Economic and Investment Outlook from Bob Doll We had the opportunity a few nights ago to attend a seminar with Bob Doll. If you are not familiar with Mr. Doll, he has over 36 years of portfolio management experience and currently...

 

Tuesday, October 25, 2016

What to Do Before Your Belly is On Fire A few months ago my son, Jack, and I were pretending to be firefighters, running around the house putting out fires. In the midst of our game, he approached me and, with a serious look only a...

 

Monday, September 26, 2016

Four Reasons to Consider a Roth Account Regardless of Your Income Tax Bracket Historically, the choice between investing money in a Roth IRA/401(k) or Traditional IRA/401(k)—simply Roth or Traditional going forward—has come...

 

Thursday, September 8, 2016

Save Early, Save Often A few weeks ago I wrote about the importance of harnessing your human capital, and how the earlier you do it the better. As I was gathering material for that post, I came across a couple of articles and charts...

 

Tuesday, August 16, 2016

Take Advantage of Your Human Capital There’s a tendency in all of us to focus solely on one aspect of our balance sheet: what we own. This is what my house is worth, minus a mortgage, plus my 401(k) and a couple of accounts at...

 

Thursday, July 28, 2016

Health Savings Accounts as a Retirement Planning Vehicle Health Savings Accounts, or HSAs, were created in 2003 through the Medicare Prescription Drug, Improvement, and Modernization Act. Early adoption was slow, but growth in recent...

 

Tuesday, July 12, 2016

The Importance of Checking Beneficiary Designations No one likes to think about death, which is the main reason many people lack an estate plan. Creating a will and designating a power of attorney and health care agent requires you to...

 

Friday, July 1, 2016

Social Security as "Longevity Insurance" The dramatic changes to Social Security over the past few months have resulted in the most frequent question we receive on the topic being, “Does it still make sense for me to wait to...

 

Tuesday, June 14, 2016

Behavior Matters Most From time to time someone will ask me if now is the time to sell all their investments and go to cash. The question is usually followed by comments like “the stock market is rigged” or...